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If you are in (pre) foreclosure there are steps you can take to make sure the bank doesn’t take your property.

We can help you save your home!

Give Us a Call: (786) 793-7382

Our office specializes in short sales, foreclosures, probates and other distressed situations.

We can guide you and provide options for your situation.

If you owe more on your house than what it’s currently worth, you can qualify for short sale. A short sale is a real estate transaction where the mortgage company lets the homeowner sell the property for less than what is currently owed on the mortgage. The best part is there is no cost to the homeowner to do a short sale! A short sale will help you avoid foreclosure and settle your debt.

There are several benefits to doing a short sale:

You get to stay in the home during the short sale process.

Your credit rating isn’t ruined

You are eligible to purchase another home

You don’t pay to do a short sale

We know how frustrating and overwhelming your situation can be, and that is why we are here for you!

If you would like to schedule some time to talk about your situation and see how we can help you, fill in your details below and one of our specialists will give you a call.
Consultations are FREE!

Don’t let the bank take your home, save your equity, and save your future!

Frequently Asked Questions

A short sale is when a homeowner is unable to pay their mortgage and the lender agrees to accept a discounted payoff for the mortgage debt.

A foreclosure is when a lender seizes a property from a borrower who has defaulted on their mortgage payments.

A probate is a legal process in which a deceased person’s estate is settled according to the terms of their will or the law.

No, although they are all related to real estate, they are very different processes.

There are several benefits to doing a short sale:
  • You get to stay in the home during the short sale process.
  • Your credit isn’t ruined
  • You are eligible to purchase another home
  • You don’t pay to do a short sale

Loan modification is a change made to the terms of an existing loan by a lender. It may involve a reduction in the interest rate, an extension of the length of time for repayment, a different type of loan, or any combination of the three.

There are several benefits to doing a short sale:
  • You get to stay in the home during the short sale process.
  • Your credit isn’t ruined
  • You are eligible to purchase another home
  • You don’t pay to do a short sale

The major advantage of a probate is that it allows an executor to settle a deceased person’s estate according to the law or their will.

The common terms associated with a short sale include “short payoff”, “short sale agreement”, “pre-foreclosure”, “lender approval” and “cash for keys”.

The common terms associated with a foreclosure include “default”, “lis pendens”, “foreclosure auction”, and “deed in lieu of foreclosure.

A short sale could take anywhere between 3 to 6 months for approval, and another 1 to 2 months for escrow and finalization. This is the typical average for a short sale; however it can take much longer if the information given to lien holders is not current or accurate.

The loan modification process typically takes 30 to 90 days, depending mostly on your lender and your ability to efficiently work through the process with your attorney or other loan modification representative.

Note: The loan modification timeline is not set in stone.

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